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AARP

AARP

Low-cost membership with discounts, planning tools, and a free second household membership

See AARP membership options

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Information checked:

AARP is a nonprofit membership organization for people interested in discounts, retirement information, caregiving, fraud prevention, and other age-related resources. Anyone 18 or older can join, although many resources focus on adults 50 and over. A membership may pay for itself if you use its discounts, but partner offers have separate prices, rules, and privacy practices.

An unbranded membership card beside a road map, travel guide, calculator, receipt, and planning notebook

What are the main benefits and limits?

  • Access to member discounts on dining, travel, shopping, technology, and other everyday purchases
  • A free second membership for another adult in your household
  • AARP The Magazine and the AARP Now app
  • Money, work, Social Security, Medicare, caregiving, and fraud-prevention resources
  • Extra points in the AARP Rewards program
Discounts and participating companies change. Check the current offer and its rules before making a purchase.

What does membership cost, and does it renew?

As of September 15, 2026, AARP lists these membership choices:

  • $15 for the first year when you enroll in automatic renewal, then the standard annual rate of $20
  • $55 paid once for three years
  • $79 paid once for five years
You can cancel automatic renewal. AARP says it sends a reminder before the next automatic charge. Price and renewal terms can change, so read the checkout page before paying.

How does AARP membership work?

Choose a membership term, create an account, and pay online. Digital access starts right away. You can add the second household member through your account. The physical card may arrive later, but a digital card is available in the AARP Now app.

Benefits are supplied by AARP and participating companies. For example, an insurance product carrying the AARP name may be offered by an insurer, not by AARP itself. Read the provider, price, eligibility, and cancellation terms for each benefit.

What should you know before you join?

  • The membership only saves money if you use benefits that matter to you.
  • Some discounts can be matched by sales, loyalty programs, or other memberships.
  • Some products have age, location, or other eligibility limits.
  • AARP membership does not include insurance. It may give you access to offers from insurance companies.
  • Automatic renewal continues until you cancel it.

Who may find it useful?

AARP can make sense if you want one place to look for discounts and information about retirement, Medicare, Social Security, caregiving, work, and fraud. Before joining, check two or three benefits you expect to use and compare their likely savings with the membership price.

Do I have to be 50 to join AARP?

No. Adults age 18 and older can join, although some benefits have separate age or eligibility rules.

Does AARP membership include insurance?

No. Insurance and other partner services are separate products with their own prices, terms, and eligibility rules.

Does AARP membership renew automatically?

It can if you choose automatic renewal. Check the renewal setting and next charge date in your account.

Sources checked September 18, 2026

If the benefits you expect to use are worth more than the fee, see AARP membership options. Review automatic renewal and the provider behind each partner offer before paying.

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